Become a Member

Debit & ATM Cards

Sleeker then a stack of cash and more powerful than a personal check, a debit card offers a contactless payment experience that fits perfectly in your pocket.

Avoid that empty feeling when you open your wallet.

Know who carries around lots of cash these days? Pretty much no one. With Arbor Financial's Visa® Debit/ATM Card, you always have as much money in your pocket as you have in your checking account. And if you ever actually need some cash? Just stop at one of 30,000 surcharge-free CO-OP ATMs in Michigan and across the country.

Access to ATMs

You'll get free access to 30,000 surcharge-free CO-OP ATMs throughout Michigan and across the nation.

Contactless Payments

Enjoy digital wallet accessibility and secure, contactless payments with your debit card.

Instant Issue Cards

In a time-crunch? No worry. Our debit cards are printed in-house.

Here are some of the super features of the Arbor Financial Debit/ATM Card

  • Debit/ATM Cards are free with all Arbor Financial checking accounts
  • Enjoy secure, contactless purchases in stores and online with funds withdrawn directly from your checking account
  • Get your debit/ATM card on-the-spot* at any branch (you can get Visa gift cards there, too) with the option to choose your own PIN
  • In-store purchases can be processed as “credit” with signature, or as “debit” with PIN
  • Many retailers provide a cash back option when using your PIN
  • When used as “credit” for purchases, enjoy peace of mind with Visa’s Zero Liability fraud protection

Contact us if your debit card is lost or stolen or you notice unauthorized transactions

  • Call 269.375.6702 or 800.442.7340 from 8 a.m. to 5:30 p.m. on Monday through Friday; and from 9 a.m. to 12:30 p.m. on Saturdays
  • After hours and on holidays, call 866.652.7143 if you have debit card problems
  • During business hours, we'll instantly issue you a new card on the spot
  • If you feel like you have been a victim of fraud or receive suspicious emails or phone calls, contact us immediately at 269.375.6702 or 800.442.7340

Let us know if you're traveling out of state

  • We work hard to protect your accounts and your money
  • Before heading on vacation, let us know you’ll be traveling to ensure uninterrupted use of your debit or credit card
  • Out-of-state or international purchases may be flagged as potential fraud and blocked until your authorization can be confirmed
  • Give us a call at 269.375.6702 or email us at travelmemo@54zhangmi.com your member number to notify us of travel dates

How to change the PIN on your debit card